Best Paying Online Casino Games

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If you have been reading our slot guides, then you should be well acquainted with how the genre works. You will also have taken notice that there are thousands of slots in the online gambling industry across hundreds of unique online casinos. With so many options to choose from, it could be daunting to actually settle for a single game. To help you out in this, we have compiled a list of the slots with some of the highest RTP values on the market. Below, you will find semi-detailed reviews of each game, where we mention the most important features for each title.

Bonus Amount
  1. Bonus
    ⋆80 Free Spins
  2. Bonus
    $300
  3. Bonus
    $300

Best Paying Slots

RankingSlot GameRTPReelsPaylinesMax Win
1Mega Joker99.00%352000x
21429 Uncharted Seas98.63%525670x
3Joker Strike98.11%5101000x
4Blood Suckers98.00%525900x
5Kings of Chicago97.80%5513000x
6Esqueleto Explosivo97.60%517700x
7Hot Ink97.50%51024 ways122500x
8Rock On97.00%52010000x
9Break Away97.00%5243 ways125000x
10Steam Tower97.00%5152000x

Steam Tower – 97.00%

At the top of our list, we have Steam Tower, one of the more recent NetEnt titles to be released. Steam Tower features an interesting steampunk theme, often not seen in the realm of online slots, giving you the opportunity to experience something truly unique. Not only is the aesthetic intriguing but the graphics also lend themselves quite well to the overall feel of the game.

Despite being the slot with the lowest RTP on this list, Steam Tower comes in with an impressive 97%, significantly above the average for the industry. As for the gameplay features, Steam Tower comes with 5 reels and only 15 individual paylines. Betting options are quite wide, allowing players to bet up to 10 coins per payline, with each coin having a maximum value of $1.00.

While the game offers all of the typical features for a slot game – Wild and Scatter symbols, autoplay, etc. – the crowning jewel comes in the form of the bonus round. When you trigger it, the character will start climbing the tower and you get free spins for your troubles. For every Wild that you spin during this round, you will gain extra spins and the character climbs another level. Upon reaching higher levels, a multiplier will be applied to any winnings you earn up to a maximum of x7. Overall, Steam Tower is one of the most innovative titles to come out in recent years and it is one of your best options.

Steam Tower Slot Summаry
Software ProviderNetEnt
Payline Number15
RTP97.00%
Min Bet$0.15
Max Bet$150
Wild SymbolMan with a gun. Appears stacked.
Scatter SymbolOne or more stacked wilds trigger the bonus
Bonus FeaturesFree Spins, Progressive Multiplier, Stacked Wilds
Max Win2000x

Break Away – 97.00%

The first and only Microgaming title on this list, Break Away has been in the online casino scene for quite some time now and it has been generally liked by fans of the genre. Depicting the professional hockey scene, it caters to sports fans and is one of the main games to feature a sports theme. As for gameplay, Break Away utilizes the 243 ways to win system and employs 5 reels. Players may bet up to 10 coins, each with a maximum value of up to $0.25, allowing both casual gamers and high rollers to thoroughly enjoy this title.

Wild symbols are available in the form of the game’s logo and these can substitute for any other symbol on the reels. Moreover, they can also be stacked on the third, fourth and fifth reel to give you a better shot at forming winning combinations. The Smashing Wild feature will have hockey players randomly crashing onto the second, third and fourth reel, causing the respective reels to be covered in Wilds.

There are also free spins for those interested. You can trigger a round of up to 25 free spins by scoring 3 or more Scatter symbols on the reels. During this, the Rolling Reels feature will come into effect, awarding consecutive wins and applying a multiplier of up to x10. Overall, Break Away has much to offer you and you should certainly try this game out.

Break Away Slot Summаry
Software ProviderMicrogaming
Payline Number243 ways to win
RTP96,29%
Min Bet$0.50
Max Bet$50
Wild SymbolWild appears stacked on reels 3,4, and 5. It substitutes for other symbols except for the Scatter.
Scatter SymbolLanding 3 or more Scatters triggers the special feature.
Bonus FeaturesFree Spins, Smashing Wild, Rolling Reels
Max Win125000x

Rock On – 97.00%

Rock On is most likely to be the least popular game on this list, primarily due to its software provider. Developed by Rival Gaming, this title does not enjoy the largest player base, but then again not many gamblers have been exposed to it. Regardless, it is still worth talking about.

Showcasing a rock concert, Rock On looks like it came from the earlier years of the online gambling industry. The graphics are silly and cartoonish, but devoid of their charm. Rock On includes 5 reels and 20 paylines, as well as good betting limits. You can wager up to 10 coins per line, each with a value of up to $0.25.

In terms of gameplay, you will find no lack of features. The Wild symbol takes the form a guitar and while it does not have its own individual paytable, it does double the winnings from any combination in which it participates. Moreover, it can also expand to cover the whole reel in Wild symbols. The Scatter can trigger 10 free spins with a multiplier of x3, provided that you hit 3 or more of that symbol anywhere on the reels. The Elvis Bonus symbol is the key to triggering the bonus round.

Rival Gaming has made some excellent titles in the past and it is a crying shame that many of them have not gained the recognition that they deserve. Rock On is a prime example of that. Not only does it offer all important features for a slot game, but it also comes with a great RTP value of 97%. There isn’t much more to ask for and we recommend that you try a few spins on Rock On when you come across it.

Rock On Slot Summаry
Software ProviderRival Gaming
Payline Number20
RTP97.00%
Min Bet$0.1
Max Bet$0.25
Wild SymbolGuitar
Scatter SymbolElvis
Bonus FeaturesN/A
Max Win10000x

Hot Ink – 97.50%

Hot Ink might not be the more recognizable slot game on the market but it is surely one of the most worthwhile ones. With a tattoo parlor theme, then this game might be right up your alley if you are into body art. This title does not use the traditional payline system, replacing it with 1024 ways to win. Brought to us by Microgaming, Hot Ink greatly benefits from the expertise of the company behind it as do the users who play it. With a generous RTP of 97.50%, Hot Ink stands as one of the fairest casino titles out there.

As far as gameplay features are concerned, Hot Ink does include typical ones like Wild and Scatter symbols, multipliers and free spins. There are also some more interesting ones such as the Respin function. Whenever you spin an undesirable result, you will have the opportunity to respins some of the reels at an additional cost. This feature could come quite in handy when you are one symbol away from a large win. Additionally, there is also the bonus game to consider. Spinning 3 or more Tattoo Bonus symbols will trigger it and you will be able to pick tattoos, allowing you to earn cash rewards and a complete set will earn you free spins with a multiplier.

Hot Ink may not be the most well-known title out there but it is one of the most solid where gameplay is concerned. It comes with all of the important features and also includes some more exotic ones. Last but not least, the RTP values are among the best in the industry and you can have an excellent time with this slot.

Hot Ink Slot Summаry
Software ProviderMicrogaming
Payline Number243 ways to win
RTP97.50%
Min Bet$0.1
Max Bet$0.25
Wild SymbolN/A
Scatter SymbolTattoo Bonus symbol
Bonus FeaturesRandom respin, Free spins
Max Win122500x

Esqueleto Explosivo – 97.60%

Inspired by the renowned Mexican Day of the Dead, Esqueleto Explosivo offers players a fun and exciting game. Much like any other modern slot, features 5 reels upon which you will find 17 paylines. Betting options are quite generous, allowing for up to 1 coin on each of the 17 paylines, each with a maximum value of $100. As for the RTP of the game, you will find the 97.60% to be well above the genre average and that is satisfactory for many gamblers.

Gameplay features are abundant and you will no doubt be pleased with what Thunderkick has included. Explosivo Wilds are used in place of traditional Wilds and while they still have the ability to stand in for other symbols, spinning an Explosivo Wild will blow up the surrounding symbols and apply a multiplier on any winnings. This multiplier ranges between x2 and x32, allowing you to score some excellent wins under the right conditions. Finally, we come to the Dropping Symbols feature. Basically, when you score a win, the winning symbols are replaced with the ones above, allowing to potentially score even more winning combinations.

Esqueleto Explosivo does not deal with bonus rounds and other features that take you away from the experience. All of the good moments take play directly in the general gameplay and the special addition truly make this title worth it.

Esqueleto Explosivo Slot Summаry
Software ProviderThunderkick
Payline Number17
RTP97.60%
Min Bet$0.1
Max Bet$100
Wild SymbolExplosivo Wild
Scatter SymbolN/A
Bonus FeaturesN/A
Max Win700x

Kings of Chicago – 97.80%

Yet another NetEnt addition on our list, Kings of Chicago is one more unique titles that we will feature here. This game is more traditional in its gameplay, offering only five paylines, though it does allow you to bet a lot. Up to 10 coins can be wagered per payline, with a maximum value of $1.00 each, which makes for a max bet of $50.

Immediately, you will notice that Kings of Chicago uses traditional playing cards as its symbols and the combinations you form classic poker hands, ranging from a three of a kind to a natural royal flush. The natural royal flush is the highest paying combination in the game, rewarding you with 10,000 coins. The Wild symbol comes in the form of a Joker card, with the ability to stand in for any other symbol on the reels. Scatters are also available, though these are random and they do not have their own symbol.

Spinning three of or more Scatters at once will reward you with 2 free spins, or as they are known in this game – Free Deals. They also apply a x2 multiplier on any winnings and spinning 3 more Scatters will reward you with more Free Deals.

Kings of Chicago brilliantly blends the line between video poker and video slots, providing you with a one-of-a-kind experience. It is exactly what we would expect from an experienced and renowned software provider like NetEnt and the high 97.80% RTP makes this title one of the more worthwhile.

Kings of Chicago Slot Summаry
Software ProviderNetEnt
Payline Number5
RTP97.80%
Min Bet$0.1
Max Bet$50
Wild SymbolJoker
Scatter SymbolN/A
Bonus FeaturesN/A
Max Win13000x

Blood Suckers – 98.00%

One of the most popular slots in the whole industry and an all-time classic in the eyes of many gamblers, Blood Suckers stands as one of your best options in terms of both entertainment value and fairness. This title comes with an astounding 98% RTP, some of the highest in the industry. Running on the NetEnt platform, Blood Suckers has remained a constant in the online casino scene for many years and its popularity has not waned over time.

This game features the traditional 5 reels and 25 paylines setup, with the option to bet up to 4 coins on each payline. The value of the coins can be anywhere between $0.01 and $5.00, thereby allowing you to play for high and low stakes at your own discretion. The vampire theme has always been a crowd pleaser and it is on full display in Blood Suckers. The reels are adorned with various items relating to the modern vampire mythos, including garlic, stakes, spell books, potions, and popular vampire characters.

There are several special symbols in this game, including Wilds, Scatters and Bonus. The Wilds can substitute for any standard symbol, while three Vampire Bride Scatters will trigger a round of 10 free spins with a x3 multiplier. The Bat and Sledgehammer symbols serve as Bonus symbols and spinning three of them will initiate the bonus game. You will have to open coffins and stab sleeping vampires, rewarding you with cash prizes for each successful stab. The mini-game goes on until you open an empty coffin and you collect what you have earned up until that point.

Blood Suckers Slot Summаry
Software ProviderNetEnt
Payline Number25
RTP98.00%
Min Bet$0.25
Max Bet$50
Wild SymbolVimpire and Lady
Scatter SymbolVimpire Bride, Bonus Symbol
Bonus FeaturesFree Spins, Bonus Game
Max Win900x

Joker Strike – 98.11%

Joker Strike is an interesting video slot from Quickspin that embraces the style of old-school games. While this game is on our list, technically the base gameplay comes with a lower RTP of ~96%. The 98.11% is for the Hi Roller feature which you can activate at any point in the gameplay session.

This feature is iconic for this game and it gives you the opportunity to score some large wins. There are three different levels of the Hi Roller feature, each with a different cost – $20, $30 or $50 for 5 spins. Depending on the level that you chose, you will gain guaranteed Wild symbols in your game, placed randomly on the reels. The more expensive the spins, the more worthwhile the Wild interactions become.

We also have to talk about the Joker Strike feature for which the game is named. Around the reels, there is a line surrounding them. The feature adds symbols to the reels if the outside markers stop on the symbol on the line. Depending on the circumstances, you can add up to 10 extra symbols to the reels. This feature is available in both the base gameplay and in the Hi Roller mode.

Joker Strike Slot Summаry
Software ProviderQuickspin
Payline Number10
RTP98.11%
Min Bet$0.1
Max Bet$100
Wild SymbolN/A
Scatter SymbolN/A
Bonus FeaturesFree Spins, Random Wilds, Bonus Buy
Max Win1000x

1429 Uncharted Seas – 98.63%

Yet another Thunderkick title, 1429 Uncharted Seas has become a staple for this software provider. It is not only one of the most entertaining games on the market but also one of the fairest, with an RTP value of 98.63%. This way above the industry average making the game an instant hit with gamblers.

The first thing that will strike you when you first open this title is the graphics style. 1429 Uncharted Seas has mostly unique visual, with the game interface portrayed as a map made of parchment. The graphics are unique and really contribute to the overall atmosphere of the game.

As for the gameplay, you will find 25 paylines spread out along 5 reels. 1429 Uncharted Seas includes Wilds and Scatters in the form of a Ship and Compass, respectively. The Wild only appears on the second, third and fourth reel and can expand vertically to help you form more combinations. The Scatter, on the other hand, is your key to unlocking free spins. To do so, you need to land 3 or more Scatters anywhere on the reels, triggering 10, 20 or 50 free spins, depending on the number of Scatters involved.

1429 Uncharted Seas is a nice and simple game that suits both casual players and high rollers. It does not come with any convoluted features and the straightforward rules will allow you to easily pay attention to what is happening. It is one of the best titles that Thunderkick has come up with so far and we recommend that you give it a shot.

1429 Uncharted Seas Slot Summаry
Software ProviderThunderkick
Payline Number25
RTP98.63%
Min Bet$0.1
Max Bet$100
Wild SymbolSea creature and ship
Scatter SymbolBonus Game symbol
Bonus FeaturesFree Spins, Expanded Wild
Max Win670x

Mega Joker – 99.00%

Mega Joker is the last addition to our list and arguably the game with the highest RTP in the current online gambling industry. Standing at 99%, you will be hard-pressed to find a slot with a better payout percentage. It is developed by NetEnt and seeks to emulate the fruit machines of days gone by, but also adding a modern twist to the gameplay.

What is striking about this game is how it includes 2 sets of 3 reels. The symbols in the game are mostly fruits, with the odd joker thrown in there for a good mix. Mega Joker is an interesting title as it is practically a casual player and high roller game mixed into one. This is where the two sets of reels come in. When you first start the game, you will be placing regular bets of up to 10 coins on the bottom set of reels. Once you score a win, you will have two options. One is to cash in your winnings and continue spinning the same reels. The other is to move your funds to the Supermeter, where the payouts are 10 times higher but the minimum bet starts at 20 coins and goes up to 100 coins per spin. If you choose to move your winnings to the Supermeter, you can play as long as you have funds or until you choose to collect them back to your primary bankroll. It is worth noting that the above-stated RTP counts only when you play with 10 coins on the bottom reels and the Supermeter.

Mega Joker Slot Summаry
Software ProviderNetEnt
Payline Number5
RTP99.00%
Min Bet$0.1
Max Bet$2
Wild SymbolN/A
Scatter SymbolN/A
Bonus FeaturesN/A
Max Win2000x

As a New Jersey online casino player, one thing you never have to worry about is being bored. Even if you play every day, with so many different types of games at your fingertips plus the wide variety of options within each game category, the fun and excitement of online casino gambling is always only a click away.

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But assuming the reason you play is not just to have fun, but to try to win, does it make a difference what you play? Of course, it does.

All NJ online casino games must be approved in advance by the Division of Gaming Enforcement (DGE) to make sure they offer you a fair chance to win. However, some games are more favorable to the player or, conversely, to the casino, than others.

If you are new to NJ online casino gambling, the sheer number and variety of games can be overwhelming. In your eagerness to play, you might not make the best choices.

The information in this article will help you untangle the maze and identify the games that give you the best odds and your best chance to win.

Understanding Payments, House Edge, and RTP

House Edge

All casino games, both online and offline, have a built-in house edge. If they didn’t, the casinos would not be able to stay in business and make a profit.

That doesn’t mean that in spite of the house edge, winning is impossible, even on games with a relatively high house edge. If players never won, obviously the word would get out and they would stop playing, so that, too, would make it impossible for a casino to stay in business.

At NJ online casinos, the house edge for different games varies. As a general rule, slot games have a higher house edge than table games. However, within each of these very broad categories, there can also be significant differences.

For example, some New Jersey online slots might have a house edge of 8% or higher while others have a house edge of 4% or less. Even so, a house edge of about 3-4% is about as low as you will find on any NJ online slot games.

In contrast, some table games, notably blackjack and video poker, at least when played correctly, have a lower house edge than even the best slots. In fact, the house edge on the best blackjack games is only 0.5% or less. However, this low house edge is contingent on the player knowing and using the correct basic strategy.

Only a small percentage of blackjack and video poker players know how to play these games correctly, which is why casinos can still make a lot of money from these games.

Of course, even very poor players can get lucky sometimes and win. But in the long run, they are playing against a higher house edge and giving back more money to the house than they should be.

Return to Player (RTP)

The Return to Player (or RTP) is the flip side of a game’s house edge. For example, a game with a theoretical published house edge of 5.26% would have an RTP of 94.74%. These figures are in fact the house edge and RTP of a game you will frequently see on NJ gambling websites, but not a very good game, American Roulette.

An important point to keep in mind about the RTP is it’s not a reliable indicator of how you will fare in any given playing session. In fact, your single session results can deviate markedly in either direction. However, knowing a game’s RTP is still helpful because it allows you to make better choices based on a game’s theoretical rate of return over time.

The RTP is a mathematical determination based on thousands of outcomes as to what will be the likely percentage of the total amount wagered on that game that the casino will return to the players. The more you play, the closer your own results will start resembling the published RTP.

Best Paying Online Casino Games

How do slots differ from other casino games?

The house edge for online slots is generally higher than it is for other online casino games, but this is not the only important difference.

There really isn’t any right or wrong strategy for playing slots because the outcome is determined purely by luck. The one exception is that if the game lets you choose how many paylines you want to be active, you should choose to have all of the paylines working for you. Although selecting less than the maximum would lower the cost per spin, it is not recommended because it gives you fewer ways to win. If having all the paylines in play makes the game too expensive with the coin size you were considering, simply choose a smaller coin size.

Lower wagering requirements for clearing bonuses with slots — usually, but not always

Online casinos are aware of the fact that most of their slots have a higher house edge than most of the other games they offer. That is why most NJ online casinos set lower wagering requirements for clearing bonuses with slots than they do for their other games.

Borgata Online Casino is a notable exception. Most of their bonuses come with an across the board 15x wagering requirement. 15x the bonus can be steep for some players, especially since Borgata only gives you one day to complete the wagering. However, if you choose a game other than slots, the wagering requirement does not increase.

It is not unusual for NJ online casinos to impose a 50x bonus wagering requirement for clearing a bonus with video poker or blackjack, in contrast to only a 5x or 10x bonus playthrough requirement for slots.

But at a casino like Borgata, where all games count equally, it makes little sense to clear a bonus with slots. Smart players will realize that playing a game with a lower house edge is a better option and choose video poker or blackjack.

What qualifies as a high paying casino game?

Luck comes into play in all casino games, but the games with the highest RTP, namely blackjack and video poker, also require some degree of skill. Sure you can sit down and play the latter with little or no knowledge of correct basic strategy and get lucky and win. But don’t count on it happening often.

Even if you’re an expert player, you won’t win all of the time. No one does. But by taking the time to learn the ins and outs of the best casino games so that playing them correctly becomes second nature to you will pay off in the long run with better overall results.

Many players don’t want to be bothered and prefer playing a game like slots where skill doesn’t enter the picture at all. This is fine, as long as you understand that these are not the best games in the house for a player who hopes to win. Even so, some slot games offer a better rate of return than others.

As a general rule, progressive jackpot games have a relatively low RTP. When playing these games, you’re hoping for the big, possibly mega-size, life-changing payout, but the price you pay is smaller and less frequent payouts meanwhile.

Slot games tied to TV shows, movie franchises, and celebrities, though no doubt highly entertaining, might also not be your best bets as far as RTP is concerned since the interested parties will be waiting for their cut from the slot manufacturer.

Which table games have the highest rate of return?

Best Casino Games online, free

Out of all of the different types of games you can play at NJ online casinos, blackjack stands out as the game that consistently offers the best payout percentages. The percentages aren’t uniform since different casinos offer different versions of the game.

In fact, you will often find different versions of blackjack even at the same casino. Depending on the number of decks and specific rule variations, some blackjack games might be slightly more or less favorable than others. Obviously, given a choice, you should pick the game with the best rules and highest RTP.

Pop slots coolest machine. The following are the types of rule variations that are favorable to the player and, other things being equal, will give the game a higher RTP.

  • Fewer decks
  • Blackjack pays 3-2 as opposed to 6-5 or even money
  • Doubling down permitted on any two cards
  • Splitting pairs permitted on any two same-value cards
  • Resplitting of pairs (other than Aces) permitted
  • Doubling down after splits permitted
  • Dealer standing on soft 17 (rather than hitting soft 17)
  • Surrender

Obviously, no blackjack game exists, either online or offline, that incorporates all of these favorable rules. If it did, the edge would shift from the house to the player. Therefore, when any of these favorable rules are added, one or more will always be taken away.

For example, in single deck blackjack, doubling down might be restricted to hands of 9, 10, and 11 only and, in addition, the dealer will probably be hitting soft 17. Many multiple deck blackjack games also have the dealer hitting soft 17. When you have a hand of soft 17, you should always at least hit it and, against a dealer 3-6 (or 2-6 depending on the rules) double down. By hitting or doubling, you can’t possibly bust, and you could improve your hand.

Conversely, when the dealer is allowed to hit a soft 17, she is the one who can improve her hand.

Obviously, even if you are allowed to double down on any two starting cards or split any pair, you should only do so when basic strategy says it is correct. However, being given the option works in your favor. It allows you to get more money on the table at the most opportune times.

Good and bad single deck blackjack games

Good single deck blackjack games are a rarity.

In most areas of the country, including New Jersey, the overwhelming majority of blackjack games are played with six or eight decks. Moreover, in the few single deck games that are available, in addition to restricting you to doubling down on 9, 10, and 11, multiple other unfavorable rules will usually be added. For example, the dealer must hit on soft 17, and blackjack might even pay 6-5 instead of 3-2.

The result is that the advantages to the player that the single game otherwise offers are largely negated and the house edge actually becomes higher than on many multiple deck games. Knowledgeable players avoid these inferior single deck games and stick to other blackjack games with better odds.

Single Deck Blackjack at Tropicana and Virgin Online Casinos

A notable exception is the single deck blackjack game by Gamesys offered at Tropicana and Virgin online casinos. This is an excellent game because even though there are a few unfavorable rules, most of the good rules are retained. For example, the dealer stands on soft 17. Blackjack also pays 3-2.

Here are the important rules:

  • One deck
  • European style blackjack–dealer has no hole card
  • Dealer stands on soft 17.
  • Doubling down on 9, 10, and 11 only
  • No doubling down after splits
  • No resplits
  • No surrender
  • Player can play one betting position only.

According to playnj.com, this game has an RTP of 99.74%, while the two casinos list the RTP as 99.91%. Either way, it is probably the best online blackjack game you can find.

Good Multi-deck Blackjack Games

There are also many very good multi-deck games. Your best bet is to choose games with an RTP of 99.5% or higher. Here are two examples you might consider, along with many others.

Atlantic City Blackjack at Tropicana and Virgin Online Casinos

This game is played with eight decks, but it has very favorable rules. According to the two NJ gambling websites offering it, the RTP is 99.64%.

Here are the important rules:

  • Eight decks
  • Dealer stands on soft 17.
  • Doubling down on any two cards.
  • Doubling down after splits.
  • Resplitting pairs (except Aces) allowed up to four hands.
  • Late surrender*

*Despite the name Atlantic City Blackjack, the late surrender option no longer exists at any Atlantic City casino. So as long as you know how to use it properly, you are gaining a big advantage.

Classic Blackjack by NetEnt (available at multiple NJ online casinos, including Golden Nugget, Caesars, and others)

NetEnt is not only one of the leading manufacturers of top quality online slots; the company also provides table games. Whatever game it is, the NetEnt label is your assurance that it meets the highest standards in technology, playability, and game fairness.

Classic Blackjack by NetEnt has a published RTP of 99.59%. Here are the important rules:

  • Four decks
  • Dealer stands on soft 17.
  • Doubling down on any two cards
  • Doubling down after splits
  • No resplits
  • No surrender

Summary

Keep in mind that the published RTPs for all blackjack games are based on your ability to apply the correct basic strategy. If you don’t know the correct basic strategy, you should learn it and then practice in demo mode with play money before you play any form of blackjack with real money.

It is also perfectly fine to bring a basic strategy chart with you to the table to refer to when you play.

Which online casino table games have the lowest rate of return?

Blackjack games and bets with the lowest rate of return

Blackjack is clearly the table game with the best rate of return. However, even in that category, you have a wide choice. Live Dealer games are very popular because they are a lot of fun to play, particularly so if you love the social interaction that is otherwise missing in online and mobile play. But in return for the extra entertainment, you are up against rules that are less favorable than in many other forms of online blackjack. The house edge on Live Dealer Blackjack hovers around 1%.

An even newer option, Unlimited Blackjack, offers the extra convenience of never having to wait for a table since it uses community cards allowing an unlimited number of players can play simultaneously. However, once again, the rules are less favorable than in traditional blackjack. In fact, the pair splitting rules are very specific and restrictive.

Contrary to basic strategy, certain pairs must always be split, while other pairs you can never split, even though in some instances, it is not the correct play.

By the way, many blackjack games also offer optional side bets. One example is 21 + 3. Another is Perfect Pairs. These side bets might be fun to make, but the house edge is substantially higher than on regular blackjack bets so they are best avoided.

Baccarat worst bets

Baccarat is another very good table game to play online, as long as you stick to the standard bets on bank or player and stay clear of the other options.

The house edge is only 1.06% on banker and 1.24% on player. Another bet to avoid is the optional Dragon Bonus side bet, which has a greater than 9% house edge.

Roulette

Roulette is a mixed bag. No form of roulette offers odds anywhere near as favorable as the best blackjack games, but if you want to play this popular casino table game online in New Jersey, you have options.

First and foremost, you will have a much better chance of winning if you stick to games with just a single zero on the wheel rather than both a single and double zero.

However, your best bet, if you can find it is French roulette that also includes a special provision for those times when you make an even-money bet (i.e., red or black or odd or even) and the ball lands on zero. Either the casino returns half of your losing bet back to you or the bet stays “en prison” for the next spin. Either way, the house edge is reduced to a very respectable 1.35%.

Your next best bet is standard European roulette without the special provision described above, but a wheel with a single zero. The house edge on this game is 2.7%.

The worst form of roulette to play is American roulette. The addition of a double zero on the wheel nearly doubles the house edge to 5.26%. Unfortunately, all Live Dealer roulette games are this form of roulette only.

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By the way, many different versions of online roulette are now available. For example, Multiview Roulette, Multi-wheel Roulette, and Double Double Bonus Spin Roulette are a few of your choices. The repetitive nature of roulette can make play over a period of time monotonous, so additional varieties like these incorporate extra features to correct for that and make the game more exciting. However, they do not change the overall odds.

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Two other table games where the rate of return isn’t great are Let it Ride with a published RTP of 95.71% and Three Card Poker with a published RTP of 94.33%. Many NJ online slots have an RTP that is higher. Table game players can find many better games.

Which video poker games have the highest rate of return?

Video poker is another online casino game with a high rate of return. As with blackjack, the RTP will vary depending on the version of the game and whether or not you employ the correct playing strategy.

Depending on what form of video poker you are playing, the optimal playing strategy will also vary, as it does in blackjack, but even more so. Therefore, in order to maximize your chances of winning, you will need to take the time to learn the correct way to play.

As with blackjack, you can find this information readily online and then copy the applicable strategy chart and bring it with you to the table.

It will be worth the effort because then you will be able to enjoy some of the best games in the house. Video poker is also a good game to play in Atlantic City, but the average RTP for NJ online video poker is even higher.

Deuces Wild by Game King

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According to playnj.com, the online video poker games with the highest RTP of all can be found on most NJ online casinos. The game is Deuces Wild by Game King, and it is available on the Three- and Five Play (multi-line) versions of the game. Played correctly — and be forewarned the strategy is complicated — this game offers a 99.73% RTP.

Jacks or Better by Game King

Another excellent choice is Jacks or Better. Not only do most NJ online casinos offer it; this game is much simpler than Deuces Wild, so it’s a great option for beginners. But be careful because all versions of this game are not the same. The one you should play is 9-6 Jacks or Better by Game King, so-called because it offers the “full pay” structure of 9 coins on a Full House and 6 coins on a flush. If you follow the optimal playing strategy with these favorable rules, this game gives you a 99.54% RTP.

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What happens when you win? How fast can you get your money?

If you wish to withdraw funds from your account, first you will need to make a request on the casino website. Decide on the exact amount you wish to withdraw (which cannot exceed your available funds) and the method you wish to use. Keep in mind that different methods might have different minimums and maximums. Also, in some instances, you might only be able to use a particular method if you used the same method to make your deposit.

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If this will be your first withdrawal or first time using a particular withdrawal method at that casino, or if you have any other questions, be sure to contact customer support for assistance. Requests for withdrawal typically should not take more than 24 hours although some may take a little longer (up to 72 hours). However, don’t hesitate to ask for any help you may need to ensure that the process gets completed as quickly and smoothly as possible.

Once your request is approved, the length of time required for you to actually receive your money depends on both the casino and the method.

For example, Golden Nugget online casino players who are requesting a withdrawal onto their VISA or Discover card or Play + prepaid account will receive the money instantly. The minimum withdrawal is only $10, while the maximum is $25K ($100K for VIPs).

Different NJ online casinos offer their own prepaid cards. This is an option worth looking into, as it is a convenient way to get money in and out of your account very quickly, often instantly.

Also, if you live near Atlantic City and plan on going there anyway, many NJ online casinos offer the option to make online deposits and withdrawals almost instantly at the cashier’s cage at the affiliated Atlantic City casino.

Withdrawals to e-wallets like Neteller or Skrill, in those casinos that offer it, are also very quick. Usually, you can get the money instantly, but it could take 1-2 business days.

PayPal withdrawals, on the other hand, usually take 2-3 business days, while ACH (bank transfers) can take 5-7 days.

The slowest withdrawal method is a check by mail. This can take 2-3 weeks.

Keep in mind that you can only withdraw money from your online account that is already in your cashable wallet. If you are in the process of clearing a bonus, as much as you might love to withdraw any resulting winnings immediately, particularly if they are substantial, you will have to wait until the bonus is completely cleared.

Any attempt to withdraw any of these still unavailable funds prematurely will result in your forfeiting not just those winnings, but the entire bonus and any other winnings associated with it.

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